Fees

Consumer Advice Warning
Did you know?

Small differences in both investment performances and fees and costs have a substantial impact on your long-term returns.  For example, total annual fees and costs of 2% of your fund balances rather than 1% could reduce your final return by up to 20% over a 30 year period (for example, reduce it from $100,000 to $80,000).

You should consider whether features such as superior investment performance or the provision of better member services justify higher fees and costs.  You may be able to pay lower contribution fees and management costs where applicable. Ask the fund or your financial adviser.

To find out more:
If you would like to find out more, or see the impact of fees based on your own circumstances, the Australian Securities and Investment Commission (ASIC) website (www.fido.asic.gov.au) has a (superannuation investment fee) calculator to help you check out different fee options.

BUSS(Q) Contribution Fees and Management Costs
Remember that BUSS(Q) does not charge its members contribution fees. Management costs are incurred on BUSS(Q) by its service providers (such as administrators and investment managers) and cannot be negotiated individually by BUSS(Q) members.

Click here to view Fees Table:

 Click here for Additional Explanation of Fees & Costs

Information regarding tax can be found in the Transition to Retirement and Retirement Pensions Product Disclosure Statement.

Example of Annual Fees and Costs
The following linked table gives an example of how the fees and costs in the balanced investment option for this product can affect your Retirement Pension or Transition to Retirement Pension over a one year period. You should use this table to compare this product with other Retirement or Transition to Retirement products.

Click here to view table

Management Fees
Information on Management fees can be found in the Pension Product Disclosure Statement.