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To apply for extra insurance cover, you'll need to fill out and return the Future Insurability Increase application form within 180 days of the specific life event occurring. If your application is accepted, your insurance cover will increase by 25% of the amount of Death insurance cover you held at the time of the specific life event, subject to a maximum of $200,000. Where you have Death only insurance cover, then the additional cover will be for Death only. Where you have Death and Total and Permanent Disablement (TPD) insurance cover, then the additional insurance cover will be provided for Death and Total and Permanent Disablement (TPD).
If we accept your application, any restrictions, limitations or loadings that already apply to your insurance cover will also apply to the extra cover. Cover starts from the date the additional cover is accepted by BUSSQ and OnePath. You will be advised in writing when insurance cover starts. cover does not start from the date of the event giving rise to the option.
Additional cover under the Life Events Cover option will not be available if you have:
See changes to insurance effective 1 March 2017
Please note: In the event of a dispute, the insurance policy document will override the relevant Product Disclosure Statement and the information contained within this website.
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