Talk to one of our retirement experts - BUSSQ

Talk to one of our retirement experts

BUSSQ provides practical financial advice you can count and act on.

BUSSQ offers financial planning through Skylight Financial Solutions, which was built by BUSSQ to provide affordable financial solutions around super, retirement and more. This can be simple, straightforward advice at no extra cost to members. Then there is more complex advice that is competitively priced on a fee for service basis. They can help you with:

  • How much is enough?
    What will you need to retire on?
  • Ways to build your super
    How to reach your goal
  • Reducing your tax
    Why pay more than you need to?
  • Transition to Retirement Income accounts and Income account
    What are they and how could they benefit you?

Straightforward advice

BUSSQ offers members limited personal advice about their industry super fund at no extra cost.* 

This type of straightforward advice includes:

  • Choosing insurance
  • Choosing investments options; and 
  • Superannuation contributions including salary sacrifice.

Complex Advice

BUSSQ also offers members more complex financial advice about their superannuation on a fee-for-service basis, with no charge for the initial meeting. This is provided by Skylight Financial Solutions. 

The type of financial planning advice covered by these fees include:

  • Retirement planning and Income accounts, including ways to improve the Centrelink Age Pension.
  • Transition to Retirement Income account (TTR) and other associated benefits.
  • Advice on how to rollover super from various super fund accounts into one in order to save.
  • Periodic reviews and implementation of complex advice provided.
  • Centrelink Assist - dealing with Centrelink on your behalf.

What's more, you don’t have to be a BUSSQ industry super fund member to access this financial advice - we can offer this advice to everyone, including your family and friends.*

Our financial advice fees are low intentionally

We are required by law to charge members a fee for delivering complex financial advice. So we’ve structured our fees to be low and purely for cost recovery. For more information see Fees.

To understand how the fees for our financial advice might affect you if you were to seek financial planning advice through Skylight, check out our Case Studies.

Affordable financial advice on more than just superannuation

We can also arrange financial advice on matters other than superannuation, such as shares, investments, setting up trusts and business and complex insurance arrangements, e.g. trauma cover. 

As this advice is outside of superannuation, you are not able to deduct the fees from your super fund account. However, the fees we can negotiate for you are competitive and you will not be charged commissions - unlike those being charged by some banks and financial planners.

Talk to one of our retirement experts.

From transition to retirement and retirement planning, to superannuation investment options and retirement income stream choices, BUSSQ’s team of retirement specialists is here to help. Book in to speak with a Skylight Financial Planner today and get your retirement sorted.

*BUSSQ offers personal limited financial advice about super, including choosing insurance, choosing investments and making contributions, at no extra cost as it is included in the fund’s administration fees. BUSSQ also offers more complex financial advice on a fee for service basis through Skylight Financial Solutions.