Talk to one of our super experts - BUSSQ

Talk to one of our super experts

Practical financial advice you can count and act on.

Members of BUSSQ can take advantage of financial planning advice, ranging from straightforward advice at no extra cost*, to more complex financial planning advice that is competitively priced on a fee-for-service basis through Skylight Financial Solutions

Our fees for financial planning advice are low and are structured purely for cost recovery plus, they can be deducted from your superannuation account, so you won’t be out of pocket.

Straightforward advice

BUSSQ offers members limited personal advice about their industry super fund at no extra cost.* 

This type of straightforward advice includes:

  • Choosing insurance
  • Choosing investments options; and 
  • Superannuation contributions including salary sacrifice.

Complex Advice

BUSSQ also offers members more complex financial advice about their superannuation on a fee-for-service basis, with no charge for the initial meeting. 

The type of financial planning advice covered by these fees include:

  • Retirement planning and Income accounts, including ways to improve the Centrelink Age Pension.
  • Transition to Retirement Income accounts (TTR) and other associated benefits.
  • Advice on how to rollover super from various super fund accounts into one in order to save.
  • Periodic reviews and implementation of complex advice provided.

What's more, you don’t have to be a BUSSQ industry super fund member to access this financial advice - we can offer this advice to everyone, including your family and friends.*

Our financial advice fees are low intentionally

We are required by law to charge members a fee for delivering complex financial advice. So we’ve structured our fees to be low and purely for cost recovery.

To understand how the fees for our financial advice might affect you if you were to seek financial planning advice through BUSSQ, check out our Case Studies.

Affordable financial advice on more than just superannuation

We can also arrange financial advice on matters other than superannuation, such as shares, investments, setting up trusts and business and complex insurance arrangements, e.g. trauma cover. 

As this advice is outside of superannuation, you are not able to deduct the fees from your super fund account. However, the fees we can negotiate for you are competitive and you will not be charged commissions - unlike those being charged by some banks and financial planners.

For information on our financial planning advice services, call us on 1800 MY BUSSQ (1800 692 877) to speak to a Financial Planner or to make an appointment.

*BUSSQ offers personal limited financial advice about super, including choosing insurance, choosing investments and making contributions, at no extra cost as it is included in the fund’s administration fees. BUSSQ also offers more complex financial advice on a fee for service basis through Skylight Financial Solutions.