Are you in the right investment options? - BUSSQ

Are you in the right investment options?

Depending on which superannuation product you are in - BUSSQ MySuper, Premium Choice or Pension Choice - you will have access to different investment options for your superannuation.

BUSSQ MySuper

This superannuation investment option is 100% invested in Balanced Growth.

If you want more investment choice from your super fund, you can upgrade your superannuation to BUSSQ’s Premium Choice product at no cost.

BUSSQ Premium Choice or Pension Choice

With these superannuation products, you get 11 investment options to choose from.

If you want to focus your superannuation or pension on a certain asset class, you can. For example, you can concentrate your investments in shares just in Australia, or just overseas; you can have exposure only in cash; you can select fixed interest if you prefer. Even access to emerging markets is available. Of course, if it suits, you can invest in a mixture of these investment options by holding a percentage across two or more options.

Switching between superannuation investment options

You can switch your superannuation investment options at any time, at no cost. BUSSQ has no switching fee and there is no buy/sell spread.

There may be many reasons why you should consider changing your investment options:

  • Approaching retirement
  • In retirement
  • A change in long term income needs
  • Concern about short term volatility
  • Health issues, or
  • A change in your assets – for example receiving an inheritance.

To find out more about the individual investment options available for you, see Premium Choice and Pension Choice investment options or book in to speak with one of our Financial Planners about what might suit you at your stage in life.