Why choose BUSSQ? - BUSSQ

Why choose BUSSQ?

Our reason for being is to help workers like you in the Building, Construction and Civil industries get your super working as hard as you do.

We know super’s probably the last thing on your mind. So we’re here to help you get it sorted.

Our goal is to help you plan for a richer retirement. We do this by giving you access to good reliable financial advice about your super that you can understand, personalised service when and how you need it, and by delivering you solid long term returns.

We’re here to help you every step of the way.

We have more than 80,000 members and have been assisting workers in the industry and their families for more than 30 years. So we have a long history of delivering for members.

Let us deliver for you too!

Other reasons members tell us they CHOOSE BUSSQ

Low FeesCompetitive fees

We keep our fees low to ensure more money goes to members. There are no establishment or contribution fees and their direct administration fee is only $2.25 per week. Our members always come first. PROFITS are returned to members, unlike many other super funds that pay a proportion of their profits to shareholders and commissions to agents. This means more money for you. 

Strong InvestmentStrong investment returns

BUSSQ is one of Australia’s best performing super funds and has consistently outperformed other super funds over the long term. BUSSQ has been awarded SuperRatings 10 year platinum performance rating for 2008-2018 and were named Specialist Fund of the Year 2018 by Chant West

QLD-iconIndustry super fund

BUSSQ is an industry super fund that was created by workers in the building, construction and civil industries. We service members nationally and pride ourselves on being an active member of the industry. We support Mates in Construction (MIC) with various endeavours that raise vital funds to assist their cause. We sponsor various training organisations and awards programs to support the industry. 

Financial PlanningBUSSQ offers financial advice through Skylight Financial Solutions

Skylight provides advice to BUSSQ members from simple, straightforward advice at no extra cost to members, to more complex advice that is competitively priced on a fee for service basis. The fees are low, structured purely for cost recovery and they can be deducted from your super account, so you won’t be out of pocket. 

Straightforward advice at no extra cost includes:
  • Choosing insurance
  • Choosing investments and
  • Contributions including salary sacrifice

BUSSQ also offers members more complex financial advice about their super on a fee for service basis which is charged at an hourly rate, however the initial meeting won’t be charged. 

Complex advice provided on a fee for service basis includes:
  • Retirement planning and pensions including ways to improve the Centrelink Age Pension
  • Transition to Retirement (TTR) pensions and other associated benefits
  • Advice on rolling various super accounts into one to save
  • Periodic reviews and implementation of complex advice provided

Industry Leading ArrearsIndustry leading arrears process

BUSSQ is committed to making sure you receive the super you’re entitled to. Our highly skilled Arrears Department works closely with unions, employers and major contractors to help you get the super you’ve worked hard for. If you have questions or concerns about your super payments, please contact us.

Insurance FlexabilityInsurance flexibility

Our insurance products are designed to provide you with a simple, low-cost alternative when it comes to purchasing insurance protection. Cover includes:

  • Death only
  • Death and Total and Permanent Disablement
  • Income Protection

Cover is specifically for the building, construction and civil industries and the insurance premium you pay depends on the work you do, the amount of cover you choose, your age and whether you are male or female. We have cover for both on-site and in the office workers – so we have affordable cover for everyone’s needs. Members can deduct their insurance premiums from their super account also, so you won’t be out of pocket either.

smiley_iconEveryone can join BUSSQ

We’re a public offer super fund which means that anyone can join BUSSQ. So not only you can join, but also your partner, family and friends. Having all your family’s super in one place makes it easier to manage.

tick_iconCHOOSE BUSSQ for life

BUSSQ offers products that suit apprentice’s just starting out, right through to those who are retired. We have a range of products to cater for members needs through every lifestage including our SuperRatings Platinum Rated Income accounts. So when you change jobs there is no need to change super funds. We’re here to help you every step of the way. 

For more information call us on 1800 MY BUSSQ (1800 692 877).

If you’re not already a member you can Choose BUSSQ too –simply join now.

See what our members say about BUSSQ

*BUSSQ offers personal limited financial advice about super, including choosing insurance, choosing investments and making contributions, at no extra cost as it is included in the fund’s administration fees. BUSSQ also offers more complex financial advice on a fee for service basis through Skylight Financial Solutions.