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Calculators

Superannuation Calculators

Try our superannuation calculators. They can help you learn about super, contributions, planning for retirement, what type of investor you are, and your insurance needs. They’re a great way to learn more about super or to get your head around retirement planning.

Our calculators

Retirement lifestyle calculator

Take a quick quiz to build a picture of your lifestyle in retirement, then find out how much money you’d need to achieve it.

Take the quiz

Retirement projection calculator

Work out what income you might have when you retire. How contributions, investment options, fees and retirement age could change your retirement income.

Calculate now

Investment risk calculator

If you’re wanting to learn about investments or you're considering changing your investments, our risk calculator can be a good place to start. It can help you get your head around investment risk and understand your own investment risk profile.

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Insurance needs calculator

Work out how much insurance cover you may need to protect yourself and your loved ones. Estimate how much death, disability, and income protection insurance you need in minutes.

Learn more

Online calculators allow you to review different retirement, investment, and insurance options. Results are illustrative only and rely on predetermined assumptions. Varying assumptions can change the result. The calculators and results do not represent any specific superannuation product and should not be relied upon for decision making regarding a financial product. Consider your personal objectives, financial circumstances, and needs, and read the PDS and Target Market Determination for any relevant product before making any decision.

* Moneysmart.gov.au for 1/7/23 - 30/6/24

▷ Personal advice is limited to BUSSQ products and is advice on insurance, investment choice, contributions and retirement. The cost of this advice is included in the administration fees and costs. Personal advice is provided by one of our financial planners who are Authorised Representatives of Industry Fund Services Limited (IFS) (ABN 54 007 016 195 AFSL 232514). IFS is responsible for any advice given to you by its representatives.