This website (Site) is maintained by BUSS (Queensland) Pty Ltd ABN 15 065 081 281, AFSL 237860 (the Trustee), Trustee of Building Unions Superannuation Scheme (Queensland) (BUSSQ) ABN 85 571 332 201. 

The information on the Site is of a general nature only. Any general advice on the Site does not take into account your particular objectives, financial situation and needs. The information should not be relied on as legal or taxation advice and it is not a replacement for professional advice.

You should consider seeking appropriate professional advice before making investment decisions. We encourage you to assess your own objectives, financial situation and needs and consider seeking the advice of a licensed financial adviser to help you with your decision-making. You should read the relevant Product Disclosure Statement (PDS) before making any decision to acquire or continue to hold a product. A Target Market Determination (TMD) document shows the target market of consumers that a product is designed for. You can download BUSSQ's PDSs and TMDs or call us on 1800 692 877 to request a copy.

BUSSQ members have access to personal financial advice. You can download the Financial Services Guide or call us on 1800 692 877 to request a copy. 

Past performance information on this Site is not a reliable indicator of future performance.

You are responsible for monitoring that any super contributions you make are within the legislated contribution caps. You can check your contributions and the contributions cap via your MyGov Account or contact the ATO directly.

Your access to and use of the Site is subject to the following Terms of Use. Use of the Site indicates your automatic acceptance of these Terms of Use. Information on this Site is intended for Australian residents only. No agreement will be entered into with any person who is not an Australian resident.

Intellectual Property
The information, text materials, graphics, logos, button icons, images, video and audio clips, trade marks (whether registered or not), advertisements, layout, arrangement, graphical user interface, look and feel, and control features of the Site (Content) are owned by the Trustee unless otherwise expressly stated.

You must not modify, copy, reproduce, republish, frame, upload to a third party, transmit, communicate or distribute in any way the Content without the Trustee’s prior written consent unless expressly permitted by these Terms of Use or the Copyright Act.

The Trustee reserves the right to deny you access to, or use of, all or part of the Site, without prior notice, if you engage in any conduct that the Trustee believes, in its sole discretion, is inappropriate for continued access to and/or use of the Site.
System Integrity and User Conduct. You must not use the Site to:
(a) send junk, obscene, indecent, offensive, or threatening electronic mail or "spam" to people who would not wish to receive mail from you;
(b) attempt to gain unauthorised access to interfere with or disrupt the Site or computer systems or networks connected to the Site, or disobey any requirements, procedures, policies or regulations of networks connected to the Site; or
(c) attempt to access or collect personal data about other users, including email addresses.

Links & Advertising
The Site may contain links to third party websites. The Trustee is not responsible for the content of those sites or any risk associated with third party websites.

The Site may contain advertisements for third parties' products and/or services. The Trustee is not responsible for the content of those advertisements or any risk associated with acquiring products or services advertised by a third party on the Site.

While all reasonable care has been taken to ensure that the information on the Site is correct, the Trustee makes no representation or warranty of any kind as to the accuracy or completeness of any information on the Site. Before acting on any information shown on the Site, you should call BUSSQ on 1800 692 877 and obtain a written statement of the information required.

You acknowledge and accept the risk that any communication to or from the Site may be intercepted, used or modified by third parties.
The Trustee does not warrant that access to or use of this Site will be uninterrupted or error free or that the Site/any Content is free from errors, viruses, worms, trojan horses, time bomb, cancel both or other harmful components.

Limitation of Liability
Neither the Trustee nor any of its officers, directors, employees, agents or related bodies corporate shall be liable for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with access to or use of the Site or the content (even if the Trustee has been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.

If the Trustee cannot lawfully exclude or modify its liability under a statutory term, condition or warranty, that term, condition or warranty is deemed to be included in these Terms of Use and liability is limited, at the option of the Trustee, to the supply of the services again, or the payment of having the services resupplied.

The Trustee may from time to time amend, update, or change the Site or the Content, including these Terms of Use, without prior notice.

These Terms of Use, and where relevant the terms of use for the secure pages of Australian Administration Services Pty Ltd "Member Online" and Australian Administration Services Pty Ltd "Employer Access", constitute the entire agreement between you and the Trustee with respect to this Site.  

If any provision of these Terms of Use is found to be invalid or unenforceable, that provision will be deemed deleted only to the extent that it is not enforceable.

Failure by the Trustee to insist upon strict performance of any of these Terms of Use will not be construed as a waiver of any right or remedy of the Trustee.

An email which is sent to the Trustee or BUSSQ is taken to be received by the Trustee or BUSSQ when the email message enters the electronic mail box of BUSSQ and is able to be opened in readable form. Proof of receipt is established by an electronic or paper record of the date and time the email message entered the electronic mail box of the Trustee and was able to be opened in readable form.

These Terms of Use shall be governed by, and must be construed in accordance with, the laws of the State of Queensland Australia and the parties irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Queensland and the courts, which have jurisdiction to hear appeals from those courts.

BUSS (Queensland) Pty Ltd WEBSITE TERMS OF USE - Australian Administration Services Pty Ltd (AAS) Member Online

Access to Secure Pages on Site - AAS Member Online
Access to the AAS Member Online pages on the Site where a password and user name are required (Secure Pages) is only authorised for members of BUSSQ.

You are responsible for maintaining the physical and electronic security of the devices you use to access AAS Member Online, and the confidentiality and security of your password and user name. 

You agree to notify the Trustee immediately of any unauthorised use of your password or other breach of security relating to your account. ‘Unauthorised Access or Use’ means providing member password and username to a third party without any proper authority in place  . The Trustee is not responsible for any loss or damage for unauthorised use of your password/other breach of security where you have not notified the Trustee of such use/breach.

The Trustee can cancel any password or user name at any time and without notice if the Trustee believes it is being used in a way that can cause loss to you or the Trustee.  

You agree to receive emails about your use of AAS Member Online, and statements, notices and other communications via Member Online. You can change your communication preferences at any time via Member Online or by calling 1800 692 877

Your access to the Site is subject to these terms and conditions, the Privacy Statements (including the Link Group Privacy Policy) of AAS and the Trustee, notices, disclaimers and any other terms and conditions or other statements contained on this Site (referred to collectively as "Terms and Conditions"). By using and accessing the Site you agree to be subject to the Terms and Conditions.  

General Terms and Conditions
You acknowledge and agree that:

  • you will not use the Site in any way that causes or could cause the Site to be interrupted, damaged or impaired and you will not use or attempt to use the Site for any unlawful purpose;
  • access to the Site may be temporarily unavailable during scheduled maintenance windows and otherwise from time to time;
  • your use of the Site may be interrupted, varied, suspended or cancelled at any time without notice or for reasons beyond AAS’ or the Trustee’s control and you agree that neither AAS nor the Trustee will be liable for any such interruption, variation, suspension or cancellation.

We use reasonable efforts to maintain the Site and all associated data with technical, administrative and physical safeguards to protect against loss, unauthorised access, destruction, misuse, modification and improper disclosure. The information you enter on the Site or access via the Site is stored securely by AAS on its data servers however you acknowledge no computer system or information can ever be fully protected against every possible hazard and neither the Trustee nor AAS shall be liable for any loss occasioned by unauthorised access, destruction, misuse or improper disclosure of your data.

Member Information     
Information disclosed on this Site is provided for information purposes only. While all reasonable care has been taken to ensure that the information and record of your benefits as shown in the AAS Member Online Secure Pages are correct, the Trustee does not represent or warrant the information or record of benefits disclosed are complete or accurate. Before taking any action based on the information shown in the AAS Member Online Secure Pages, you should contact the Customer Service Centre on 1800 692 877 and obtain a written statement of the required information.  

To the extent permitted by law, the Trustee, its officers, directors, employees, agents and related bodies corporate do not accept responsibility in any way (including by reason of negligence) for errors in, and omissions from, the AAS Member Online pages and do not accept any responsibility for any loss or damage, however caused, as a result of any person relying on any information contained on those pages.

You agree to indemnify the Trustee from and against all such loss, damage, injury and expenses, (including legal expenses on a full indemnity basis) arising either directly or indirectly from a breach by you of the Terms and Conditions or your use of the Site.

You accept responsibility for and warrant that, in respect of any information you provide or change that you make on the AAS Member Online Secure Pages, such information or change is correct.