Whether you are already retired or winding down to retirement, BUSSQ has an Income account to suit you.

BUSSQ offers two types of flexible income streams - a Transition to Retirement Income account (TTR) and an Income account.

Transition To Retirement Income account (TTR)

A Transition to Retirement (TTR) Income account can assist in reducing tax and boosting your super savings in the lead up to retirement. TTR Income accounts are suitable for those aged over preservation age and still working.

BUSSQ’s TTR Income account lets you ease into retirement by working the hours that suit you without sacrificing your standard of living.

The TTR Income account can provide regular payments to help you fill the gap that the lower pay leaves. A TTR Income account is also used by some who remain working full time, but either start to, or increase their salary sacrifice contributions into super. In this case the shortfall in pay can then be met from the TTR income stream.

To find out if a Transition to Retirement Income account is right for your needs, talk to a Retirement Specialist, or call us on 1800 692 877. 

Income account

An Income account enables you to use your superannuation savings to have a regular income, while the rest of the money remains invested.

A BUSSQ Income account puts you in control of your retirement savings, by letting you determine how much income you receive, depending on your circumstances (subject to a minimum amount).

Whether you use the income you receive to top up the Centrelink aged pension, or make lump sum withdrawals from your Income account as required, the choice is yours.

A BUSSQ Income account allows you to:

  • Receive a regular income paid directly into your bank account
  • Receive tax free payments if you are aged 60 or over
  • Make lump sum withdrawals on top of your regular Pension payments (if eligible)
  • Reduce the risk of mismanaging your money when you don’t have a regular income stream.

BUSSQ’s Income account was awarded SuperRatings Pension of the Year Finalist 2021 and is SuperRatings Platinum rated.

To start a BUSSQ Income account, or for more information, talk to a Retirement Specialist, who can help get you on your way to retirement. Call us on 1800 692 877 or book an obligation free appointment at

BUSSQ built Skylight Financial Solutions to provide members with affordable financial advice no matter where you are in life. From simple budgeting solutions, to complex financial plans, Skylight can help.