BUSSQ provides insurance tailored for the building and construction industries.

Our insurance products are designed to cover members in high risk jobs. We also provide cover for white collar workers. See BUSSQ's Insurance Strategy

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Happy female construction worker with team behind her - BUSSQ Super

BUSSQ’s Insurance specialists understand the working arrangements that are common in the industry.

All insurance options are available for casuals and contractors, if they meet minimum hours conditions.

Cover is provided by Zurich Financial Services Australia and includes:

  • Death only
  • Death and Total & Permanent Disablement (TPD), and
  • Income Protection

We can also provide tailored insurance options depending on your needs. 

Insurance through BUSSQ is cover you can count on – we pay the majority of claims.

If you have a genuine claim and you meet the conditions of eligibility, we work hard to ensure you get the payment you are entitled to and provide personal support when you need it.

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Flexible insurance

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Cover for high risk jobs

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Dedicated insurance team

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No out of pocket costs 

stress free retirement

Making a claim

We know it can be a tough time when you are making an insurance claim. BUSSQ provides the assistance and support you need to navigate through the claims process.


Construction company owner transitioning to retirement - BUSSQ Super

Transfer your existing cover

If you have other super accounts that include insurance cover, you may be able to transfer the insurance cover to your BUSSQ account.

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Choose the right cover for you

BUSSQ offers insurance cover designed for workers in the building, construction and civil industries.

Our flexible options include fixed and unitised Death and Total and Permanent Disablement (TPD) cover and Income Protection cover.

Building and construction worker close to retirement - BUSSQ

Cancelling your insurance cover

You can cancel your insurance cover at any time by calling us on 1800 692 877, or by completing the Change, Decrease or Cancel Insurance form.

If you cancel your insurance, you will not be able to make a claim after the date your insurance cover was cancelled and you will need to provide evidence of your health to our insurer if you wish to take out insurance cover again in the future. Find out more.



Important insurance information

Will changes to insurance cover provided through superannuation affect you? Make sure you understand all your options and take action if you want to retain your insurance cover. 

Family lying down with new born baby - BUSSQ Super

Nominate/update a beneficiary

Make sure you’ve made your intentions clear if something happens to you! Specify how you wish your Death benefit to be paid by making either a binding or non-binding nomination.

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Set up a Child Income account

Make the choice to protect your child's financial future by ensuring any benefit paid upon your death goes to your children via a Child Income account.