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Superannuation
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Understanding Super
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What is Super?
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What is Super?

Superannuation (super) is your long term savings plan for retirement. It's where you can invest your hard earned money so you can fund your lifestyle after work.

What is super?

  • Super is a way of saving money while you're working to fund your retirement.
  • If eligible, employers are generally required to pay a percentage of your earnings into your super account. This is called the Superannuation Guarantee (SG) and the amount is currently 12% of your wages (not including overtime).
  • You can also make personal contributions to your super account. The more money that is put into your super and invested, the more you could have for retirement.
  • Your super fund invests your money to help it grow over time until you retire or you're eligible to access it.
Learn more about your super:
Read our Super Handbook
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Looking to boost your super?

Learn about the different types of contributions, contribution caps, government incentives and arrangements, along with some important considerations.

Explore your contribution options
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Choose the right super fund for you

There's a few important things to consider when choosing a super fund. Things like:

  • Service and support when you need it
  • Education and advice
  • Insurance to suit your job
  • Investment choice and performance
  • Fees and costs

Choosing the right super fund can make a big difference to your financial future. Taking the time to compare your options can help you find a fund that meets your needs and supports your retirement goals.

Why choose BUSSQ?

Understanding your super

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Account options

While you’re working, through to retirement, our account options have you covered.

Learn about BUSSQ accounts
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BUSSQ advice

Getting financial advice can help you understand your super and finances, plan for retirement and much more. BUSSQ offers different types of advice and can help you get your head around your super.^

See advice options
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Changing jobs

If you start a new job, take a couple of simple steps to ensure you keep track of your super.

Learn more

Joining is easy with BUSSQ

Being in the right super fund now can mean more money for the future.

Join today
Footnotes and disclaimers

^ Personal advice is limited to BUSSQ products and is advice on insurance, investment choice, contributions, and retirement. The cost of this advice is included in the administration fees and costs. Personal advice is provided by our financial planners who are Authorised Representatives of Industry Fund Services Limited (IFS) (ABN 54 007 016 195 AFSL 232514). IFS is responsible for any advice given by its representatives.