Understanding insurance
We understand building, construction and civil industries can be different to other types of work. We have flexible insurance, to meet your needs.
Insurance needs calculator
Finding the right insurance cover is simpler than you think. Whether you're looking for death cover, total and permanent disablement (TPD) cover, or income protection, our insurance calculator helps estimate how much protection you may need to support yourself and your loved ones.
Insurance articles
It's time to get real about death
Nobody likes talking about it. Just thinking about it can give you serious chills. If you bring it up around old people, everyone glares at you until you stop. No, we’re not talking about a reality TV family, religion, or the price of porridge and Metamucil these days. We’re talking about death. Specifically funerals.
Divorce and super
If your marriage or de facto relationship breaks down it impacts almost all parts of your life, including your superannuation.
If your family is changing, it’s time to review your insurances
According to several surveys, Australia has a serious underinsurance problem, with most Australians not having enough insurance coverage to meet their needs or lifestyle, should they need to make a claim¹. While many have some kind of insurance in place alongside their super, it’s not enough to meet their needs or the needs of their dependants if their financial circumstances change – especially amongst families with children. The average life insurance policy takes care of less than a third of what a young family would require to replace the income earned by a parent².